stevec@sharetheharvest.com
330.400.2307

Steven is licensed to represent taxpayers nationwide before the IRS as an Enrolled Agent. He is also a Registered Investment Advisor with the State of Ohio. He has a unique Biblical understanding of the tax laws and financial planning due to his diverse background in finance, computerized tax preparation, investing, education, and ministry. As an ordained minister, Steven enjoys preaching in area churches and being a guest speaker. Steven is a widower and the father of quadruplets. His hobbies include skiing, biking, and playing guitar.

• CFP® professional, CERTIFIED FINANCIAL PLANNER™
• Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete initial and ongoing certification requirements.
• Registered Investment Advisor in Ohio since 1998
• EA (Enrolled Agent), entrolled to represent taxpayers before the IRS since 1995
• Licensed by the State of Ohio in life insurance, variable annuities, and accident & health insurance.
• Member of the Financial Planning Association (FPA)
• Ordained minister since 1981, United Church of Christ
• Master of Divinty, Ashland Seminary, 1981
• Bachelor of Arts, Defiance College, 1976

Rev. Steven D. Clifford frequently speaks and leads worship in area churches and at regional retreats. A customized program to fit your church's needs is just a phone call away. The Clifford's personal story of raising quadruplets has blessed thousands. Clifford & Associates, LLC looks forward to the opportunity to serve. Please call our office at 1.800.456.1803 or email contact@sharetheharvest.com to request additional information.

Clifford Quadruplets Photo Album
In Memory of Cheryl Clifford

• Pray for a good harvest, but keep on hoeing!
• "Seek first God's Kingdom and righteousness and all these things will be added unto you!" (Matthew 6:33) 
• "We do not believe in miracles. We rely on them!" 
• "Stingy people never smile!" 
• "You cannot steer a parked car."
• "If you don't step up to bat, you can't even strike out."
• "Tithing is not an obligation. It's an opportunity!"
• "It is not a question of whether God is going to do any miracles for you today. The question is, of all the miracles God does, how many will you be aware of?"
• "I don't believe the Bible because I can explain it. I believe it because it explains me."
• "How can I call someone an enemy since Jesus died for their sins?"
• "God's plan for our life is more glorious than we can imagine, earn or ask for. Therefore, sow in God's field, expect the harvest Jesus told us to expect from the good seed sown in the good soil, 30, 60 and 100-fold and more!" 
• The last time I checked, the IRS could only hire humans to administer the tax code. There is just one problem, the tax code was not written by humans. It was written by Congress.
• "What does it profit a man to gain the whole world but lose his soul?"
• "The harvest is plentiful but the workers are few. Pray to the Lord of the harvest for more workers."