Are you having trouble managing your finances or reaching your financial goals? Do you want to plan for the future? for your heirs? We can help. We review your financial situation and help you set up a personalized financial plan and goals.

Are you concerned about the accuracy of your organization's records and reports? Are you looking for help with your operations, compensation plans, efficiency, debt management, bottom line, or other finances? We can lead customized consultations and seminars for your church or business.

January 2012 Seminar Dates

Please call our office at 1.800.456.1803 to request additional information.

For which of you, intending to build a tower, sitteth not down first, and counteth the cost, whether he have sufficient to finish it? (Luke 14:28 KJV)

• Financial consulting and planning for Individuals, Churches, Nonprofits, and Businesses
• Help you organize your finances
• Help you setup or improve your bookkeeping, including QuickBooks® help (See Support Services.)
• Help you set and prioritize your financial goals
• Help you plan for the future
• Help you establish a plan to pay debt
• Advise you regarding clergy compensation plans

How to Set Clergy Compensation

• Advise you regarding your church and/or ministry records & procedures
• Advise you regarding best practices for your financial records and internal controls
• Teach you how to internally review your financial records, reports, and policies

Opening the Books: A Handbook for Reviewing Church and Ministry Financial Procedures and Establishing Accountability
Step by Step Guide: Your Church’s Internal Audit in 20 Easy Steps


• Advise you regarding your taxes and reporting requriements (See Tax Services.)
• Investment consulting and planning by Clifford & Yoho Advisors, LLC (See Investment Services)
• Investor Profile Worksheet
• Investment consulting & Review
• Benefit Plan Services
• Investment Advisory Brochure
• 403b Tax-Exempt Plans Brochure
• Pension FAQ
• Life insurance, health insurance, & annuities (See Insurance.)
• Assist you with selecting policies to meet your changing needs
• Propose effective and affordable insurance and trust arrangements
• Help you to protect and preserve assets for those you love.
• Life Insurance Buyer's Guide
• Estate planning
• Guard your estate from death taxes and volatile markets
• Help you avoid estate tax levies
• Minimize both your federal and state estate tax liabilities
• Protect your heirs
• Retirement planning
• Analyze your projected income and expenses and suggest investment funding techniques to help ensure that your golden years live up to your expectations
• Help you to avoid not saving enough for retirement
• Establish a retirement plan to maintain or improve your lifestyle
• Clifford & Yoho Advisors, LLC can set up and manage your retirement accounts including Traditional IRAs, Roth IRAs, Simple IRAs, and 403(b), using the governments changing rules and tax-deferred savings plans to your advantage. (See Investment Services.)
• Tax consulting (See Tax.)