Joy has prepared clergy tax returns for the past 29 years, and has developed a personal ministry to assist clergy with tax preparation, compensation planning, and other financial needs. She is also fully familiar with church accounting and enjoys providing consultations to congregations. Joy's background includes 33 years of accounting experience in the non-profit, private, public, and government sectors. She joined Clifford & Associates in 2009.

• CPA (Certified Public Accountant) since 1980; certified in Ohio and Pennsylvania
• BA, magna cum laude, Capital University, 1976
• Accountant for Northeastern Ohio Synod, Evangelical Lutheran Church in America since 1987
• Member of the American Institute of Certified Public Accountants and the Ohio Society of Certified Public Accountants
• Proficient with ACS church software

joyhacker@sharetheharvest.com